Stephen-Hamilton

  • Total activity 42
  • Last activity
  • Member since
  • Following 0 users
  • Followed by 0 users
  • Votes 0
  • Subscriptions 23

Articles

Recent activity by Stephen-Hamilton Recent activity Votes
  • How Much can I Borrow?

    Generally speaking, if you have a healthy deposit (eg. 10% of the house price) and your income is consistent and well-evidenced, you should be able to borrow around 3.5 times your salary. If you ne...

  • How does the Help to Buy Scheme work?

    First things first – who does what: We will: handle your mortgage application and work with the mortgage lender to get your mortgage approved. First you will Apply Online and then your Adviser will...

  • I think I am paying too much on my mortgage. Can you help?

    Yes! In fact, many people end up on their mortgage lenders Standard Variable Rate and end up paying too much – so it’s worth taking a few seconds to check with us if you can benefit from a remortga...

  • Am I eligible for a mortgage if I just moved to Ireland?

    Most lenders require you to have been living and working within Ireland for at least one year. However, there are some lenders who will consider applicants with as little as 6 months employment his...

  • Why should I use MortgageLine?

    Here are some of the reasons why we think you'll benefit from using MortgageLine; Our technology enables us to provide you with an online mortgage applicaiton. You can Apply Online with our easy t...

  • How long does it take to get a mortgage?

    The time it takes to get a mortgage can vary depending on a very large number of factors. Typically, it can be anything from 4 to 8 weeks. OK, but will you be able to give me a rough idea? Yes, we ...

  • How long does it take to get mortgage approval?

    It normally takes approx. 10 days for approval to be confirmed. Howver your mortgage adviser can give you a good idea on your initial phone call. Once your application is submitted we will have a b...

  • I am Sale Agreed! My offer was accepted.

    Congratulations! It's time to get the mortgage finalised now. If you already have Approval In Principle then we need to proceed to organise your mortgage valuation. In order to do this please provi...

  • What is a Standard Variable Rate?

    With most Irish mortgage lenders you will end up choosing a Fixed rate for an initial period of 1 to 10 years. When this initial fixed rate ends you will revert to the mortgage lenders Standard Var...

  • Will I need a solicitor?

    If you are buying a property or remortgaging an existing property then you will need a solicitor to look after the legal process, this is called conveyancing. Your solicitor will be issued a loan o...