Stephen Hamilton

It normally takes approx. 10 days for approval to be confirmed. However your mortgage adviser can give you a good idea on your initial phone call. Once your application is submitted we will have a ...

Here are some of the reasons why we think you'll benefit from using MortgageLine; Our technology enables us to provide you with an online mortgage applicaiton. You can Apply Online with our easy t...

Yes! In fact, many people end up on their mortgage lenders Standard Variable Rate and end up paying too much – so it’s worth taking a few seconds to check with us if you can benefit from a remortga...

Gifted deposit First of all, your parents can offer to help with your deposit, which they can gift to you as part of the mortgage process. The lenders will usually require them to sign a gifted dep...

LTV stands for "loan-to-value". LTV is the amount that your loan (the mortgage) makes up compared to the total price (value) of the house you want to buy. For example, if you wanted to buy a house ...

A mortgage is the contract between you and a lender, who agrees to loan you an amount of money to purchase or refinance a property.  It sets out the terms and conditions of how a lender will provid...

With most Irish mortgage lenders you will end up choosing a Fixed rate for an initial period of 1 to 10 years. When this initial fixed rate ends you will revert to the mortgage lenders Standard Var...

If you are buying a property or remortgaging an existing property then you will need a solicitor to look after the legal process, this is called conveyancing. Your solicitor will be issued a loan o...

First things first – who does what: We will: handle your mortgage application and work with the mortgage lender to get your mortgage approved. First you will Apply Online and then your Adviser will...

Congratulations! It's time to get the mortgage finalised now. If you already have Approval In Principle then we need to proceed to organise your mortgage valuation. In order to do this please provi...